Bugunoq Foyda 2.0
Receive the interest in advance for the entire deposit term. Start using your earnings immediately after opening the deposit.
General information
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Upon opening a deposit
*For a calculation and a personalized offer, submit a request and our experts will contact you.
The final deposit amount will be:
All bank deposits are protected by the Deposit Guarantee Agency.
If you have any questions about the deposit guarantee system, you can contact the Deposit Guarantee Agency using the contact details below.
Agency Contact Information
Phone: +998 555 500 500
Website: https://fgd.uz
"Your deposits are guaranteed"
Deposits held with the bank are guaranteed by the Deposit Guarantee Agency.
Guaranteed deposits include demand deposits (including funds held on bank cards), term deposits, savings deposits, and the interest accrued on them.
Compensation payment period. Compensation is paid within 20 business days from the date the decision to liquidate (close) the bank is made.
- From January 1, 2026 — within 15 business days;
- From January 1, 2027 — within 7 business days.
Still have questions?
The main feature of the "Bugunoq foyda 2.0" deposit is that interest is paid in advance. You receive interest for 24 months in full when opening the deposit and can use it at your discretion.
You can open the deposit in two ways: online through the Tayanch mobile application after completing identification; at any branch of TAYANCH MIKROMOLIYA BANKI.
Interest for 24 months is paid in a single payment when the deposit is opened by transferring it to your account with TAYANCH MIKROMOLIYA BANKI.
Yes. You can open multiple deposits in your name. However, the total amount of all deposits held by one individual must not exceed UZS 144,900,000.
Yes. You may use the interest you receive without any restrictions, including transferring funds or withdrawing cash. The principal amount of your deposit will remain in the deposit until the end of its term.
No. Partial withdrawal is not available for this type of deposit.
If you close the deposit before its maturity date, the interest will be recalculated at an annual rate of 15% based on the actual number of months the funds remained in the deposit. Any interest previously paid in excess of the recalculated amount will be deducted from the deposit principal.
Yes. Deposits of individuals in TAYANCH MIKROMOLIYA BANKI are protected by the Government in accordance with the Law of the Republic of Uzbekistan "On Guarantees for the Protection of Bank Deposits."