A Microfinance Bank is a bank that serves as an intermediate institution between microfinance organizations and commercial banks, operating subject to certain limitations established by law. It provides banking services to small and medium-sized businesses, self-employed individuals, as well as individual and corporate customers.

Yes. JSC “TAYANCH MIKROMOLIYA BANKI” is a bank duly licensed to conduct banking activities under Banking License No. 96, issued by the Central Bank of the Republic of Uzbekistan on November 6, 2025.

Like other commercial banks, a Microfinance Bank operates under a banking license issued by the Central Bank of the Republic of Uzbekistan. At the same time, it conducts its activities subject to the following limitations established by law: - the amount of deposits accepted from any one individual may not exceed the amount of the guaranteed deposit established under the legislation on bank deposit protection guarantees; - the maximum risk exposure to a single borrower or a group of related borrowers may not exceed UZS 5 billion; - loans granted to finance entrepreneurial activities and income-generating activities of self-employed persons must account for at least 70% of the Bank's loan portfolio, and/or the corresponding Islamic finance transactions must account for at least 70% of the Bank's Islamic finance portfolio; - opening correspondent or other accounts with foreign banks, issuing guarantees for the obligations of foreign individuals and legal entities, and providing services related to customers' foreign trade transactions are prohibited; - investments may be made only in highly liquid debt securities designated by the Central Bank within the framework of the prudential requirements for banks' liquidity management. "

Yes. The Bank operates in accordance with the legislation of Uzbekistan and complies with the Central Bank's requirements for risk management, information security and deposit protection at banks.

The name is established by the legislation of Uzbekistan and reflects the Bank's focus on financial inclusion and microfinance services.

Yes. The Bank is the legal successor of JSC “TAYYAB FINANCE MIKROMOLIYA TASHKILOTI”. All rights and obligations shall remain in full force and effect in accordance with the applicable legislation.

No. Existing agreements remain valid in accordance with applicable legislation.