“OILA TAYANCHI”
Financial support to start and grow your business.
Loan terms
Currency
UZS
Term
From 6 to 60 months
Minimum amount
25 000 000 UZS
Maximum amount
300 000 000 UZS
Interest rate
23–38% per annum
Grace period
Principal repayment grace period — up to 6 months, but no more than 2 months within any 12-month period.
Repayment method
Annuity (equal monthly payments)
Collateral
House, car, apartment, or non-residential property
When obtaining a loan
When getting a loan
Your monthly payment:
*For an accurate calculation and a personalized offer, submit a request and our experts will contact you.
Do you have any questions?
The maximum microloan amount is up to 300,000,000 UZS. The exact loan amount is determined based on the borrower’s creditworthiness and collateral assessment.
The Bank may decline a loan application in the following cases: - negative credit history; - absence of a stable source of income; - insufficient creditworthiness; - if incomplete or unreliable information was provided - proposed collateral not meeting the Bank’s requirements.
A positive lending decision is based on the following factors: - positive credit history; - stable and verified income; - sufficient and liquid collateral; - submission of complete and reliable information.
The borrower has the right to fully or partially repay the loan early in accordance with the loan agreement. In case of partial early repayment, interest is accrued only on the remaining principal balance, which reduces the overall interest cost.